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Guaranteed Auto Protection (GAP)
Introducing coverage that fills in the gaps.


In the event your Porsche vehicle is declared a total loss due to an accident, theft, or natural disaster, your primary insurance company might only reimburse you for the amount equal to their assessment of the market value of your vehicle at the time of the total loss, less your deductible amount. As a result, there could be a significant “gap” between what your primary insurer pays and the balance you owe on your vehicle retail contract.

Porsche Guaranteed Auto Protection (GAP) may help protect you by waiving some or all of the difference.1

Available on new, Porsche Approved Certified Pre-Owned, and pre-owned Porsche vehicles on Porsche Financial Services Retail Installment Sales Contracts at the time of vehicle purchase only.

Considering the risks associated with theft, collision, and natural disasters, Porsche GAP can help put retail contract deficiencies and insurance deductibles behind you in the event of a total loss.1

GAP protects you and your vehicle investment

Here is an example of how Porsche GAP might cover a vehicle declared a total loss:

Outstanding Retail Contract balance
Insurance assessment of vehicle's Actual Cash Value²

$75,000
-$66,500

Amount you owe
Primary Insurance deductible³

=$8,500
+$1,500

Your potencial expense
Waived by GAP

$10,000
-$10,000

Amount You Owe

$0

The example above is for illustrative purposes only. The actual Waiver Benefit calculations may vary based on your specific circumstances and may be denied. Primary insurance deductible coverage is available up to $1,500. Please refer to your addendum for a complete list of benefits, exclusions, and limitations.

Coverage benefits:1

Waives covered losses up to $50,000

Includes coverage for your insurance deductible up to $1,5003

Covers Retail Contract balance/amount financed up to 150% of the vehicle's MSRP/NADA value

Available on Retail Contract terms up to 84 months

Transferable for a $50 fee if you sell your vehicle to a private party4

GAP Plus benefit (not available in all states) of a $1,000 credit towards the purchase or lease of a replacement vehicle at the authorized selling Center5

Exclusions and limitations may apply:6

Any amount or term exceeding the program maximums

The following deductions taken by the primary insurer: prior damage, salvage, missing items, excess towing, custom equipment, and storage

Total losses resulting from the customer’s dishonest, fraudulent, or illegal acts (such as DUI), or those committed by the customer’s family member or other person acting under the customer’s authority

Vehicles used for competitive driving, racing, or a prohibited commercial purpose

Leased vehicles or balloon loans

Porsche Guaranteed Auto Protection Brochure

Porsche Guaranteed Auto Protection Plus Brochure

1Please refer to your GAP Waiver addendum for details. Programs vary by state. Maximum eligibility limits and certain exclusions apply. Note that you remain responsible for any past-due payments, late fees, and other charges on your retail contract.2Vehicle’s current value as determined by your insurance company. In certain instances the Actual Cash Value will be based on a regionally used and industry-accepted source.3Deductible coverage is not available in all states.4Agreement is transferable within 30 days of covered vehicle resale if private party assumes your retail contract and no other terms of the retail contract are modified.5GAP Plus is not available for purchase in AK, FL, GA, KS, NY, TN, TX, or WV, consult your authorized Porsche Center. The GAP Plus Benefit is valid only at your authorized selling dealer in the form of a $1,000 credit toward the purchase/lease of a replacement vehicle after a Waiver Benefit has been approved. Please see your addendum for details.6Additional exclusions may apply. Please see your GAP Waiver addendum for specific coverage details, including limitations and a complete list of exclusions.

All Porsche Protection Plan Products

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